Travel services
Understand the cover before you rely on it.
Guidance on available travel-insurance options, with policy wording and insurer terms remaining the controlling documents.
Types of cover that may be available
Depending on the policy and traveler eligibility, cover may address emergency medical costs, cancellation or interruption, baggage, delays or other listed events.
Policy-dependent protection
Benefits, limits, excesses, eligibility and territorial scope differ by insurer and product. Read the policy documents before purchase.
Exclusions and limits
Pre-existing conditions, high-risk activities, foreseeable events, documentation requirements and other exclusions may apply. A policy should never be described as covering everything.
Claims
Claims are assessed and paid or refused by the insurer or its claims administrator. Travelers must follow the notification, evidence and deadline requirements in the policy.
Choosing an option
Share the destination, trip duration, traveler ages and any relevant activities so available options can be reviewed more meaningfully.